CAR CREDIT
LONG TIME RENTAL
LEASING
Operating
the most frequently chosen form, initial rent and installment included in the total costs.
Financial
tax-wise as a loan used to finance fixed assets with a reduced VAT rate.
Maneuverable
the lessee sells the fixed asset it owns to the financing party and then leases it, thereby releasing cash.
Long-term rental is currently the most popular form of vehicle financing in Poland. It is based on similar principles to leasing, with a few differences. The lease agreement is usually concluded for a period of 2-3 years, and the client does not have to make a down payment. The lease is also characterized by a high buyout amount (approx. 30-60% of the initial value of the car), at the end of the contract the customer can return the car to the leasing company, which will sell it. This form of lease is financed through an operational leasing agreement, which we wrote about in more detail here: (link to the article). The rental rate is usually very attractive.
When making the decision to buy a car on credit, it is worth considering choosing the type of car loan that best suits your needs, including:
Standard
With monthly principal and interest installments, concluded for a specified period of time, a maximum of 10 years.
One-time rate
Beneficial for those who have half the amount to buy a car. We pay the remaining part, e.g. after a year (so-called 50/50 loan).
Balloon
With monthly installments covering 80% of the car's value. The last installment is 20% of the car's value.
For your convenience, I offer several financing options.
I will tailor financing to your needs and possibilities.
Tailored to
your needs
FINANCING
Konopna 9 Street
04-707 Warsaw
hubert.karaaga@evc.com.pl
+48 728 519 924
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EVC Sp. z o.o.
+48 728 519 924
hubert.karaaga@evc.com.pl
Konopna 9 Street
04-707 Warsaw